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Lloyd’s commercial experience began in London over 25 years ago with a small law firm. In 1993 he moved to Standard Chartered Bank to help establish a market risk management function while completing his accountancy qualifications. Progressing through a number of credit and operational risk roles, he moved to Enron Corporation in early 2000 and gained a breadth of experience across electricity, gas, broadband and metals trading.
Based in Australia between September 2002 and January 2011, Lloyd worked for PwC in financial and energy risk management before to moving into a strategic risk role with ANZ Bank, working at Board level and with divisional heads. Lloyd’s growing interest in emerging and hard-to-measure risk ultimately led to his becoming a director in ANZ’s Institutional Sustainability team for two years. In this role, he worked on developing revenue opportunities for financing based on emerging risks, carbon markets and energy efficiency. He also developed a range of policies and strategies for managing business risks in contested projects.
Lloyd consulted in risk management for a number of small organisations from 2009 to 2012, including a spot commodity trading exchange. Most recently he has been CFO at The Gold Standard Foundation, a not-for-profit environmental certification body based in Switzerland.